In reality, your biggest asset is your ability to earn an income.
We all insure our properties - but rarely do you insure your income!\
We have determined that we have a moral obligation to ask every client how they would stand up financially should they be unable to work for an extended period of time eg 6 months.
In most cases you will have loan commitments etc that must be met whether you have an income or not.
Are you prepared to risk all for the small cost of Loss of Income Protection Insurance?
The younger you are when you take it out the cheaper it will be. And once you have it, it is normally guaranteed renewable each year - at your discretion!
So if you suffer an event once you have the policy that may render it impossible to take out a policy in future, you know you will be able to continue to review the policy each year.
Have you insured your most important asset?